Wealth Beyond Riches: Building Prosperity With Purpose, Values, and Impact

The Legacy Lever: Designing a Life of Impact While You’re Still Living It (Ep. 32)

• Abbey Henderson, CFP®

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What does it mean to live your legacy, not just leave one behind?

In this heartfelt episode of Wealth Beyond Riches, Abbey Henderson, CFP®, CEO, Wealth Advisor & Coach, invites listeners to rethink the traditional definition of legacy. Rather than something reserved for after we’re gone, Abbey shares how legacy can be an intentional, everyday expression of your values, woven into how you show up for your family, community, and future self.

Rooted in her signature Five Levers: Finances, Health, Mindset, Relationships, and Time, Abbey guides listeners toward designing a more aligned, impactful life now, not someday.

In this episode, you’ll learn:

  • How to define and begin building your living legacy
  • Why a 100th birthday toast may be more powerful than a eulogy
  • Creative ways to involve your family in values-based decision-making
  • Practical strategies for aligning your time and money with what matters most
  • And more!

Connect with Abbey Henderson: 

Voiceover [00:00:01]:

Welcome to Wealth Beyond Riches with Abbey Henderson, CEO, wealth advisor, and coach at Abaris Financial Group. In this podcast, we help generous, fun, and passionate professionals overcome their biggest financial concerns while leveling up their lifestyles based on their values. We do this by exploring the five levers, which represent the diverse resources each person possesses throughout their lifetime. These levers encompass finances, health, mindset, relationships, and time, offering a holistic approach to personal development and growth. Join us on this transformative journey as Abbey and her guests draw from years of experience to guide you in achieving your life goals while staying true to your values.


But that's not all. This podcast will equip you not just to build personal wealth, but also to understand how your prosperity can contribute to the betterment of the world around you. By exploring strategies for giving back and making a positive impact, we'll empower you to create a life of significance and leave a lasting legacy of positive change.


Wendy McConnell [00:01:08]:

Hello and welcome to the Wealth Beyond Riches podcast with your host, Abbey Henderson, where we talk about enriching your life in every way. I'm Wendy McConnell. Well, hey, Abbey. How you doing today?


Abbey Henderson [00:01:20]:

I'm good, Wendy.


How are you?


Wendy McConnell [00:01:21]:

I'm good. We're having a little bit of a dreary rainy day, but it's springtime, and that's supposed to be. That's, like, expected, right?


Abbey Henderson [00:01:27]:

It is expected.


Although I am enjoying our second sunny day in, like, two weeks, so.


Wendy McConnell [00:01:34]:

Well, watch out. The rain's on the way.


Abbey Henderson [00:01:37]:

Yes, I did see rumor of that on my. My weather app.


Wendy McConnell [00:01:42]:

I'm just judging that if it continues to go north, you're right. I'm in New Jersey. You're in Boston. Well, close to Boston, right? Yep.


Yep. Okay.


Abbey Henderson [00:01:53]:

No, it is true.


Wendy McConnell [00:01:54]:

All right.


Abbey Henderson [00:01:55]:

We were drowning there for a while.


Wendy McConnell [00:01:57]:

Well, yeah, it stinks when it rains, but, yeah, that makes you just appreciate the sunny days that much more, right?


Abbey Henderson [00:02:05]:

It really does.


Wendy McConnell [00:02:05]:

Okay, well, let's. Let's do this, and then you can go outside and read a book in the sun. How's that sound?


Abbey Henderson [00:02:12]:

Sounds fabulous.


Wendy McConnell [00:02:14]:

So what are we going to be talking about today?


Abbey Henderson [00:02:16]:

So we're going to be talking about legacy. And I'm curious, before I launch into my monologue about it, what comes to mind for you when I say the word legacy?


Wendy McConnell [00:02:29]:

Well, you know, it's.


It's weird. I think it's one of those things that, until recently, women didn't think about leaving a legacy, you know, aside from their children, maybe. I think this is maybe, like, a new thing that, you know, women are like, hey, we can Leave legacies, too.


I would like to leave some books behind. How about you?


Abbey Henderson [00:02:50]:

Well, if we're talking about what I'm leaving behind, I'm. I'm hoping to. What am I?


You know, you would have thought I would have had a good answer to.


Wendy McConnell [00:03:03]:

This, given the fact that I'm the.


Abbey Henderson [00:03:04]:

One that came up with this topic, but this is an example of where I'm going in a totally different direction.


Wendy McConnell [00:03:10]:

Okay.


Abbey Henderson [00:03:11]:

But to answer your question, I am hoping to leave behind.


I would like to leave behind some of my values for my nephews and, you know, maybe some of my younger clients that I have crossed paths with.


Wendy McConnell [00:03:27]:

Okay.


Abbey Henderson [00:03:29]:

Yeah, so that. That's what I'm gonna go with.


Wendy McConnell [00:03:32]:

Speaking for your nephews.


They want the money. Leave them the money.


Abbey Henderson [00:03:35]:

They're gonna get that too.


Wendy McConnell [00:03:36]:

Okay. All right.


So where were you trying to lead me? That I. I let you down?


Abbey Henderson [00:03:42]:

Oh, no, no, you. No, you went exactly where I thought you would, but then you.


Wendy McConnell [00:03:49]:

I'll never do it again. Until next time. Okay.


Abbey Henderson [00:03:52]:

Yeah, exactly. No, you actually fell right into my trap.


When people think about legacy, they think about after you're gone.


Wendy McConnell [00:04:01]:

Right?


Abbey Henderson [00:04:02]:

So I would like to encourage people to think differently, to sort of flip that. Flip the script and think about how you can create a living legacy now.


Wendy McConnell [00:04:16]:

Ooh.


Okay.


Abbey Henderson [00:04:18]:

Yeah. So. So now your next question would be, well, what is a living legacy?


Wendy McConnell [00:04:25]:

How do I go about creating my living legacy, Abbey?


Abbey Henderson [00:04:31]:

Well, I mean, you've heard me talk about this over and over and over again, but it is an active expression of your values. So when I said, like, I would like to leave, say, my value of generosity or philanthropy to my nephews, that's after I'm gone. So then to sort of flip the script, it's how can you bring that into the world today? Or, I mean, another way to really sort of ask the same question is what impact do you want to make while you're still here?


Wendy McConnell [00:05:04]:

Okay.


All right, let's dig in.


Abbey Henderson [00:05:07]:

Yeah. Well, so, of course, this fits in perfectly to our five levers that we've talked over and over about. It's sort of how we frame things here at Abaris. So, you know, we are looking to align your values, your vision, and your impact, AKA your legacy, with your resources, which we call the five levers.


So it's time, finances, relationship, health, and mindset. And in many ways, your legacy can touch all of these things. It's how you spend your time, what you pass down, what you model for others. So it's all. It's all of those Things.


Wendy McConnell [00:05:45]:

Okay.


Abbey Henderson [00:05:47]:

So.


Wendy McConnell [00:05:48]:

Well, I'm probably. I don't. I don't know if you can see this about me.


I don't really keep my opinions to myself. I'm pretty. I'm pretty out there with what I think about things. And.


Abbey Henderson [00:05:58]:

Yep.


Wendy McConnell [00:05:58]:

I. I think that that's definitely part of my. My living Levit legacy is I. I get in there and I. I do the work, and I'm like, this is what I'm doing, and this is what I believe in, and this is what I'm fighting for.


Abbey Henderson [00:06:11]:

So you are doubling down on being a role model.


Wendy McConnell [00:06:14]:

That's not what I intended, but yeah.


Abbey Henderson [00:06:18]:

All right, well, you want to know what that's the perfect segue into? How do we figure out what we intend?


Wendy McConnell [00:06:24]:

Okay.


Abbey Henderson [00:06:24]:

Or how do we sort of formalize it?


Wendy McConnell [00:06:27]:

All right.


Abbey Henderson [00:06:28]:

Yeah. So one exercise that I. That you'll hear about that I like is the exercise to write your eulogy.


Wendy McConnell [00:06:37]:

Mm.


Abbey Henderson [00:06:38]:

Now, I think that's kind of morbid, and we're sort of touching on the.


Well, but you're now dead, and what do you want your impact to be after that? So I like to change it up a little bit and have people write their hundredth birthday toast.


Wendy McConnell [00:06:56]:

Ooh.


Abbey Henderson [00:06:58]:

So way more fun. Much more of sort of an abundance approach.


Definitely more positive. Yes, A little more positive. So basically the same exercise, though. So imagine yourself at your hundredth birthday party. You're there with all your family, your friends, maybe some of the people you've mentored along the way, colleagues.


So once you have that picture in your head, what kind of person are you hoping that they describe when they get up with the champagne in their hand and they say, wendy, you meant so much to me, and here are the reasons why. Think about what you'd want them to say. So, like, what kind of person were you? Are they going to say, like, you were the most generous person? So, like, what kind of values are they going to say that you lived by?


Wendy McConnell [00:07:53]:

They're going to say you never shut the heck up.


Abbey Henderson [00:07:58]:

So I would say that's. Wendy always spoke her mind.


Wendy McConnell [00:08:02]:

I like that take. Yeah, that's better.


Abbey Henderson [00:08:04]:

Yeah.


I could put a positive spin on anything, you know, how did you influence others? So, you know, did you inspire someone to do something or to approach the world in a certain way? Did you create something? Did you change something? What is that?


You know, that person gonna be most grateful for that you are in their life. So sort of do all this brainstorming, and then I actually want people to sit down and write the toast. In someone else's voice. Can be anyone, can be your best friend. It could be your kid, it could be your spouse.


Doesn't really matter. I would argue whoever is easiest for you to sort of get in their head and think about what they would actually say. Because I don't want this to be, like, a hard project.


Wendy McConnell [00:08:56]:

Right.


Abbey Henderson [00:08:57]:

I want this to sort of be fun and easy and, you know something?


You can kind of get down on paper in 30 minutes.


Wendy McConnell [00:09:05]:

Okay, got it.


Abbey Henderson [00:09:05]:

So you've written the toast. You picture in your head. You've written the toast.


Now take a minute to say, all right, sort of what. What are the words of wisdom here? Like, what showed up as being important to me? Maybe it's. I was generous.


Maybe it was. I. You know, one of mine might be. I influenced other women to become financial advisors in an industry where there aren't enough.


Wendy McConnell [00:09:32]:

Okay.


I like it.


Abbey Henderson [00:09:34]:

It could be anything.


Wendy McConnell [00:09:35]:

Yeah. Be a good. Be a good fur mom.


Abbey Henderson [00:09:39]:

Totally. Totally. I volunteered for the Humane Society, and I saved so many dogs.


Wendy McConnell [00:09:47]:

Good.


Abbey Henderson [00:09:48]:

It can really be anything, and it needs to be things that really resonate for you.


You know, it may or may not be. Well, I gave a lot of money to the Humane Society. If that's really important to you and resonates, awesome. If it was sort of just writing a check and, like, when you don't think about that, it doesn't land, like, in your heart.


Wendy McConnell [00:10:05]:

Right.


Abbey Henderson [00:10:05]:

That's probably not. We're looking for. We're looking for things that really land.


Wendy McConnell [00:10:08]:

Okay. Things that.


That excite us and make our. Our hearts speed up a little bit.


Abbey Henderson [00:10:14]:

Exactly, exactly. So pull out those little pieces of wisdom, and the next step is going to be thinking about how can I live in more alignment with those things today instead of waiting for my hundredth birthday?


Wendy McConnell [00:10:30]:

And you're going to need to do that in order for people to get to know that.


To know that that's your thing. So they can say that on your 100th birthday.


Abbey Henderson [00:10:39]:

Yeah. Well, yes. This does imply that there are people that know you well.


Wendy McConnell [00:10:43]:

Yes.


Abbey Henderson [00:10:44]:

Which I hope for everyone. All right, so then. Then we have. When you sort of dissect your words of wisdom, you are likely gonna find sort of probably two.


Two to three buckets of things. There's going to be things that you can impact yourself. So, you know, maybe that's something maybe about health. Like in your toast, someone said, you know, I was inspired because Abbey was, like, one of the healthiest people I knew or something. I mean, made to 100, so.


Wendy McConnell [00:11:23]:

Right. Obviously, you're doing something right?


Abbey Henderson [00:11:27]:

Yeah, yeah. So there might be things that are. Are more sort of impacting you personally.


So. And I don't want to exclude those things. Those things are important and they can affect your legacy, but perhaps not as directly as the next two buckets. So the next bucket is impacting family and friends. One thing I really like to do and suggest to people is if you're looking to create more impact with your family, is to write a family mission statement.


Wendy McConnell [00:12:00]:

Okay.


Abbey Henderson [00:12:01]:

Which sounds really fancy and it can be, but it doesn't have to be. And this is going to be something that you are getting together as a group and defining what matters most. And this is actually a concept that I came across with Stephen Covey. Remember Stephen Covey, famous for the Seven Habits of Highly Effective People?


Wendy McConnell [00:12:23]:

I do. I remember that. Yeah.


Abbey Henderson [00:12:25]:

Yeah. That was a.


That was a very popular book back in the day.


Wendy McConnell [00:12:29]:

Oh, yeah.


Abbey Henderson [00:12:30]:

All the rocks. He also wrote a book called the 7 Habits of Highly Effective Families, which I think is actually equally as useful as his other book. And he defines a family mission statement as.


This is where it gets a little formal, but a combined unified expression from all family members of what your family is all about, what it is you really want to do and be, and the principles you choose to govern your family life.


Wendy McConnell [00:12:59]:

Now, do you know many people that have done this? Because I gotta tell you, off the top of my head, I'm thinking about the Jacksons. I'm thinking about the Osmonds. I'm thinking about who are the Bee Gees people.


Gibbs.


I'm sorry, I'm showing my age now.


Abbey Henderson [00:13:17]:

No, it's a good point, and I think I would answer it. I don't know that many people who do it formally. I think almost every family is doing it informally and unintentionally.


Wendy McConnell [00:13:32]:

Okay.


Abbey Henderson [00:13:33]:

And. And perhaps through doing it unintentionally, maybe building in things or values that they might. That they might not necessarily want to emphasize or missing things. And it actually, it sort of came to mind. There's an interesting.


I mean, I'm in Boston, so there's an interesting documentary. I think it's. I think it might be on Netflix, but it's on the Red Sox. And there is. It's sort of a behind the scenes thing.


It's been fascinating to watch, and I don't even love baseball, but there's. There's one player and they're interviewing him and they're interviewing his mother and his father, and they're talking about how he grew up and how he ended up being a major league baseball player. And he has struggled tremendously with mental health. And, you know, there was a sort of a poignant piece in the episode I watched last night where his father, who was very much the sports guy, like, actually tells the story that when he was a little kid and he wasn't, I think he wasn't batting well, his father was throwing balls at him like, do it better, do it better, do it better. And now his son is an adult, he's a major league baseball player, and he's, you know, actually had very serious mental health issues.


And his, his father looks back and says, I wish, I wish I had done things differently.


Wendy McConnell [00:15:09]:

Mm.


Abbey Henderson [00:15:11]:

So, you know, that's sort of an example of there was a mission statement for that family and it probably wasn't spoken and it was, you succeed at all costs in sports.


Wendy McConnell [00:15:20]:

Right, right.


Abbey Henderson [00:15:21]:

So I think going through a process, you know, it doesn't have to be formal, it can just be having it like a conversation around these topics.


What, what do we stand for? Is there anything missing? What else do we care about? Beyond sports, I think would help families quite a bit in making sure they're complete and also making sure everyone's actually on the same page. Because what he, from, you know, from that situation as a kid, his parents in the moment probably had no idea that's what, you know, the message he was getting.


Wendy McConnell [00:15:56]:

Right.


Abbey Henderson [00:15:56]:

So I think having the conversation, you know, what you would do is you'd sort of sit down as a family, you'd reflect on everyone's values. You have to have respect for everyone. Having different opinions, that can be a challenge in families as well. Yes, it can, especially these days.


So you have to sort of come to the conversation with an open mind. So, you know, have a conversation about, about values, have a conversation about purpose, have a conversation about legacy and impact and see where there's overlap. Like, it doesn't have to be that everyone agrees on everything or is expressing everything in the same way. You know, you can have a family value of generosity. One person might give money, one person might volunteer.


Like, it doesn't have to be identical for everybody. And then you, you try to put it into sort of a concise statement. And for anyone that has played with or hasn't played with AI, you know, you can throw this into chat GPT and it actually works pretty well. You know, put in, here's our five family values. Write me a three sentence family mission statement.


Wendy McConnell [00:17:07]:

Okay?


Abbey Henderson [00:17:08]:

In case anyone's interested to close the Stephen Covey loop, his family mission statement Was. The mission of our family is to create a nurturing place of faith, order, truth, love, happiness, and relaxation, and to provide opportunities for each individual to become responsibly independent and effectively interdependent in order to serve worthy purposes in society. So that's probably a little formal for most families. Yes, but the gist of it probably actually applies to many, if not most families.


Wendy McConnell [00:17:45]:

Well, and I would imagine that once you come up with this mission statement, you can't veer from it ever. You can't change. It has to be. That's your goal. From.


Abbey Henderson [00:17:53]:

It's going to go in everyone's headstone. Yeah.


Wendy McConnell [00:17:57]:

Okay. As life goes on, sometimes our priorities change.


Abbey Henderson [00:18:02]:

Well, the families grow.


So now you've got grandkids in the mix, Right?


Wendy McConnell [00:18:06]:

Exactly. So.


Abbey Henderson [00:18:08]:

So, yes. So don't put it in a drawer and never look at it again.


Put it someplace where you can see it, where you'll remember. But also, to your point, it needs to be re. Reassessed on a regular basis, because what serves a family at one point probably will not ten years later. Or it's not that they. It won't serve them, but it perhaps won't be complete.


Wendy McConnell [00:18:34]:

Yeah. I mean, and just, you know, the. The way that you go about things may change, you know, as well. So you mean, you know, maybe you're quiet and shy and. And, you know, now there.


There's something that's made you very passionate, and that's all you talk about. And, you know, now. Now you're not that quiet shy person. You're like the. The maniac who won't stop talking about pickleball.


I mean, I was never quiet and shy, but I'm just saying, some people.


Abbey Henderson [00:19:04]:

Yes, there will be newly discovered passions.


Wendy McConnell [00:19:09]:

I'm gonna put that in my family mission statement to play pickleball several times a week. It's very good for you.


Abbey Henderson [00:19:15]:

Yes. And if we're looking to be all encompassing, maybe it would be.


We emphasize fitness and sport, and then you can lobby all the family members to play pickleball specifically. But if they decide they want to play golf instead, they're not out of the family.


Wendy McConnell [00:19:36]:

Golf is not active, and. No.


Abbey Henderson [00:19:38]:

Okay.


Wendy McConnell [00:19:39]:

Golf doesn't count.


All right, they can play golf. That's fine. All right. What else?


Abbey Henderson [00:19:46]:

Abbey, what else?


Another way. This is a little specific to philanthropy, but I did want to talk about it a little bit because this is a great place where families can come together as well, if philanthropy and service and giving is in some way part of the family values. So it can be Part of this mission statement idea. I've also had clients that have done this sort of as a totally standalone activity, but to have some sort of family giving again, like all of this, it can be super formal or it can be very informal. One of my clients created, I forget exactly what he called it, but it was like the family giving club.


And he took all of his grandchildren and they would come together once or twice a year and he would give them each a certain amount of money and say, pick out a charity that you want to give money to and we're all going to get together and we're all going to talk about the charity. And I think he did this with a range of like 7 year olds to teenagers. And I think it was fun for him because he could. When they did it every year, you could see the kids get more and more sort of sophisticated in what they wanted to give money to and how they thought about it. And it was just a really nice way for, you know, grandpa to sort of instill the idea of, for him, service and giving back was really important.


And it was a way to instill that in them. Also give them some skill, money skills like, you know, here's, here's some money. How would you budget it to different charities? And, and as they got older, there was a little bit of education about how do you research a charity and you know, what matters? So that can be a sort of a nice way to bring families together.


You can do it at the holidays, you know, Also sort of related to this is the concept that some families like to do where, when they get, when kids get money, you save a third, you give a third and you spend a third.


Wendy McConnell [00:21:54]:

Okay, I never did that, but I, I make myself out to be a terrible person, don't I?


Abbey Henderson [00:22:03]:

No, no.


I mean, there was no pickleball charity at the time.


Wendy McConnell [00:22:08]:

No, no. Maybe I should start one of those.


Abbey Henderson [00:22:12]:

Yeah.


Wendy McConnell [00:22:13]:

Buy Wendy a new pickleball paddle.


Abbey Henderson [00:22:17]:

Sorry.


Wendy McConnell [00:22:17]:

Please, go ahead.


Abbey Henderson [00:22:20]:

So that's, those are some ideas around impacting family. Then you can expand it further. So in terms of legacy, there's legacy that you're leaving for your family while you're alive.


Then there's legacy you might be leaving to your community while you're alive. And I think that often sort of falls into two major buckets or two of the five levers time. So, you know, volunteering time, mentoring people, like oftentimes that can actually be, you know, more impactful in many ways than very rewarding. Yeah, there's a personal piece to it as opposed to just writing a check.


Wendy McConnell [00:23:01]:

Mm.


Abbey Henderson [00:23:02]:

So that's, you know, something that I think can make a lot of sense on the financial side. There are lots of different ways to do that. There's obviously sort of writing the check for your neighbor who's running the Boston Marathon. So that's one end of the spectrum. Then you can sort of move up the complexity of your giving.


So I would say the next step is to consider things like donor advised funds, which sometimes you'll hear sort of shortened to daf. And we've done a couple podcasts where we've touched on that and we'll link those in the show notes. But the general idea behind a donor advised fund is you can contribute today. In an ideal world, you'd be contributing things that have appreciated. So like if you bought Microsoft at couple dollars or was gifted to you.


I have one client who was gifted a lot of Microsoft and it's obviously grown. That's a great asset to put into a donor advised fund because you get a deduction for the value today, not what you necessarily paid for it.


Wendy McConnell [00:24:19]:

Right. Okay.


Abbey Henderson [00:24:21]:

So it's a great.


It can be a great tax planning strategy. But what I also really like about that is it makes it easy for the charities. So most, unless you're talking about the really big ones that have really large donors who are giving them stock all the time, a lot of nonprofits don't want to deal with figuring out how to even take a couple shares of Microsoft.


Wendy McConnell [00:24:47]:

Okay.


Abbey Henderson [00:24:47]:

They don't want to deal with that.


So this makes it really easy. You just transfer that into your donor advice fund that they know how they do that all day, every day. Like, that is not going to phase them for a moment. And then when you want to give money to your charity, they just get a nice check.


Wendy McConnell [00:25:05]:

That's nice.


Abbey Henderson [00:25:06]:

They like that.


Wendy McConnell [00:25:07]:

Yeah. Simplicity. Just give me the money.


Abbey Henderson [00:25:11]:

Simplicity.


Wendy McConnell [00:25:12]:

Yeah.


Abbey Henderson [00:25:12]:

And a lot of these donor advice funds have really nice user interfaces online. It's easy. Easy for you. It's easy for.


It's just easy for everybody. And then, you know, it can get even more complicated by doing things like private foundations and. And other vehicles. But that is a. Those are topics for another day.


Yes, but these are all ways you can start thinking about how do I live a legacy today? Instead of waiting until someone's giving my eulogy.


Wendy McConnell [00:25:42]:

Okay, so if you had to boil down to, like, the most important thing we talked about today, what do you want listeners to kind of take away from this episode?


Abbey Henderson [00:25:52]:

I want them to ask one question. What do I want to be remembered for and how can I live that right now?


Wendy McConnell [00:26:01]:

All right, there you go. Abbey, if somebody has some more questions for you, how do they go about getting in touch?


Abbey Henderson [00:26:07]:

Well, this is one of my favorite topics, so I would love to hear from people. Email is probably the easiest, so it's Abbey@average.com you can check out the website and as I said recently, we have a new website coming I think this week, so that's so exciting. And then all the social media places.


So LinkedIn, Facebook, Instagram, Twitter and they'll all be in the show notes.


Wendy McConnell [00:26:32]:

All right, sounds good. Well, thank you so much and thank you for listening today. Please like follow and share this podcast with your friends. Until next time, I'm Wendy McConnell.


Voiceover [00:26:46]:

Thank you for listening to Wealth Beyond Riches. Click the Follow button to be notified when new episodes become available and be sure to visit our website at www.aberystfinancialgroup.com. Don't forget to click the Follow button to be notified when new episodes become available. The information covered and posted represents the views and opinions of the guest and does not necessarily represent the views or opinions of Abaris Financial Group. The opinions voiced in Wealth Beyond Riches with Abbey Henderson are for general information only and are not intended to provide specific advice or recommendations for any individual.


To determine what may be appropriate for you, consult with your attorney, accountant, financial or tax advisor prior to investing. Guests on Wealth Beyond Riches are not affiliated with Abaris Financial Group or New Edge Advisors LLC. Advisory services offered through New Edge Advisors LLC, a registered investment advisor.