Wealth Beyond Riches: Building Prosperity With Purpose, Values, and Impact

Strengthening Your Partnership with Money Conversations (Ep. 29)

• Abbey Henderson, CFP®

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What do you think is the number one issue that couples face? 

Abbey Henderson is sitting down to tackle the often-overlooked topic of financial communication in relationships. She discusses how couples can better communicate about money, share personal anecdotes, and discuss practical ways to handle financial matters together. 

Want to know when the best time is to start these conversations? 

Tune in as Abbey shares insights from relationship professionals and offers tips for setting the stage for open and productive financial dialogues.

Abbey discusses:

  • The importance of starting financial conversations early in a relationship [02:11] 
  • Strategies for having effective money talks, inspired by John and Julie Gottman's research [05:10] 
  • Fun and engaging ways to explore values and financial goals together [13:11] 
  • Techniques for maintaining a light and curious approach to discussing finances [19:16]
  • Setting ground rules for difficult financial discussions [20:57]
  • And more!

Connect with Abbey Henderson: 

WBR_R29_Transcript

Voiceover [00:00:01]:
 Welcome to Wealth Beyond Riches with Abbey Henderson, CEO, wealth Advisor, and coach at Aberus Financial Group. In this podcast, we help generous, fun, and passionate professionals overcome their biggest financial concerns while leveling up their lifestyles based on their values. We do this by exploring the five levers, which represent the diverse resources each person possesses throughout their lifetime. These levers encompass finances, health, mindset, relationships, and time, offering a holistic approach to personal development and growth. Join us on this transformative journey as Abbey and her guests draw from years of experience to guide you in achieving your life goals while staying true to your values.

But that's not all. This podcast will equip you not just to build personal wealth, but also to understand how your prosperity can contribute to the betterment of the world around you. By exploring strategies for giving back and making a positive impact, we'll empower you to create a life of significance and leave a lasting legacy of positive change.

Wendy McConnell [00:01:07]:
 Hello and welcome to the Wealth Beyond Riches podcast with your host, Abbey Henderson, where we talk about enriching your life in every way. I'm Wendy McConnell.

Well, hello there, Abbey. How are you?

Abbey Henderson [00:01:21]:
 I am well. How are you?

Wendy McConnell [00:01:23]:
 I'm good.

I'm good. So today we're going to be talking about something pretty serious, right?

Abbey Henderson [00:01:31]:
 Well, it can be, but it's kind of. It's kind of the vibe you want to attribute to it. It can be serious or it can be lighthearted, so it really depends.

Wendy McConnell [00:01:41]:
 But this is an issue that is usually deemed the number one issue between couples.

Abbey Henderson [00:01:49]:
 Yes, yes. And so I had some requests to talk about how partners can communicate better around money and then when they should actually start doing that, which, to be honest, didn't really occur to me as a question, but I was asked, so I thought we should cover it.

Wendy McConnell [00:02:11]:
 Yeah. And, you know, I'll start with saying that before my husband and I got married, we did have, you know, some light conversations about it, and we had made an agreement that if there was going to be any purchase higher than $100, we would discuss it.

And I had to tell you, there are some days on Amazon that he just will never know about. I'm not setting a good example.

Abbey Henderson [00:02:32]:
 That's actually, I. I'm. I'm going to push back on that because that actually is a good example, because you actually had a conversation, so I ignored it.

Well, so let's give you credit. You had a conversation, which is amazing. You actually set some guidelines. Also amazing. Maybe some work on the accountability and following the rule.

But let's give you credit for two thirds of the way.

Wendy McConnell [00:02:58]:
 All right, I'll pat myself on the back.

Abbey Henderson [00:03:00]:
 Yeah.

Wendy McConnell [00:03:01]:
 So when is the best time to start these conversations then?

Abbey Henderson [00:03:05]:
 Earlier the better.

And just sort of like you said, it can be a light conversation. It doesn't have to be like a let's sit down and plan out our joint finances for the rest of our life. So earlier is better. Even if you're just, like you said, sort of having light conversations. You know, it's funny that you mentioned before you got married.

So I'm divorced and I was thinking about it and I actually don't remember. This is so ironic for a financial advisor. I actually don't remember ever having like distinct conversations with my ex husband about money until the, you know, what hit the fan. So, you know, I think early, often and with intention is, is the best course of action. And you know, as we sort of started the episode, it doesn't have to be a really serious thing.

You can keep it light. You can kind of keep it, you know, the seriousness of it, perhaps in line with this, the seriousness of the, the relationship, you don't necessarily want to go into something on, you know, date two and be like, so let's talk about money.

Wendy McConnell [00:04:21]:
 Could you imagine?

Abbey Henderson [00:04:26]:
 Probably not the best, but you could, you could. I mean, it's all about asking great questions.

Wendy McConnell [00:04:30]:
 Right.

Abbey Henderson [00:04:30]:
 And being curious about the other person. So that's where I would probably start early, often.

And with curiosity I'm going to say that.

Wendy McConnell [00:04:38]:
 Okay, yeah, I mean, it's actually we, we joke, but it's not a bad idea to start these conversations early because if they have no savings, plan on having no savings, then maybe that's not going to line up with what you want in the future.

Abbey Henderson [00:04:52]:
 That's a good point too. It's probably, you know, a little bit of self awareness, knowing yourself and what you can tolerate in this arena and, and getting a sense for the other person's perspective on it.

Wendy McConnell [00:05:06]:
 So how do we start having these conversations?

Abbey Henderson [00:05:10]:
 So this applies to, I think any conversation within a relationship and probably applies to romantic relationships and other relationships. So it's always a good thing to be developing your relationship skills and you know, that's something that you can do on your own. You can do it as a couple or partnership. What I really like to leverage is the research by John and Julie Gottman and we can link to that in the show notes. They have some really useful frameworks for people that I think are sort of pretty accessible and actually proven by research.

He actually, I forget how many years he's done this, but he put couples in, basically, an apartment with cameras on them and watched how they interacted and then coded the ways in which they talked to each other and the way they interacted. And by the end, he was predicting divorce, like, a ridiculously accurate amount of time. This is actually backed with some. Some research. And what he talks about, he calls them the Four Horsemen, sort of from off of the Four Horsemen of the Apocalypse.

And these were the things that he was sort of looking for in conversations when he was doing research. Horseman number one is being critical of your partner. So criticism. And that can sound like, you know, you always give the kids what. What they want.

Wendy McConnell [00:06:39]:
 That's very common to hear, too. You always make me the bad guy.

Abbey Henderson [00:06:44]:
 You always make me the bad guy. Yep.

So it's. It's basically verbally attacking the other person or their character or their personality. And so if you start to sort of feel yourself saying that, the antidote to that issue is. And this is. This is sort of good relationship practice, anyway, talk about your feelings with an I, not a.

Like, you talk about I feel, whatever, or express a request that could sound like, I feel unsupported in my decisions about the kids. Can we have a conversation about what they're asking for?

Wendy McConnell [00:07:23]:
 Okay.

Abbey Henderson [00:07:25]:
 And this takes practice. I know this.

Probably as people are listening to it, it feels kind of, like, awkward. It doesn't roll off the tongue.

Wendy McConnell [00:07:33]:
 Yeah.

Abbey Henderson [00:07:33]:
 But it just takes. It just takes practice.

Wendy McConnell [00:07:35]:
 Right. And you can just, you know, say it in the way that you would say it. You know, I could never picture myself saying, I feel unsupported in my decisions about the kids. Just say, look, we're not seeing eye to eye on the kids. Let's talk about it.

Abbey Henderson [00:07:46]:
 Right, Right. Like, I feel bad about this.

Wendy McConnell [00:07:49]:
 Right, Exactly.

Abbey Henderson [00:07:50]:
 Uh, so the next one is the. The big one.

Um, and it's contempt. So this is. This is the one. And I will say I was probably guilty of this in my marriage. Looking back on it now with some perspective, um, this is kind of like criticism, but it's like criticism with the knife in the back kind of thing.

So criticism with an intention to hurt someone. So that could sound something like, you know, how did you forget to pay that bill? You're so stupid. Sort of often has, like, the eye rolls or, like, kind of that moral superiority kind of vibe to it.

Wendy McConnell [00:08:28]:
 Oh, yeah.

Yep.

Abbey Henderson [00:08:30]:
 So this one is the biggest predictor of divorce, really.

Wendy McConnell [00:08:33]:
 Even more than. Than criticism.

Abbey Henderson [00:08:35]:
 Yep.

Because it's got. Criticism doesn't necessarily have that really negative intention behind it the way contempt does.

Wendy McConnell [00:08:43]:
 Okay.

Abbey Henderson [00:08:43]:
 So the antidote to this one is creating a culture of appreciation within your relationship. So, you know, in the bill paying case, that could sound something like, I appreciate that you want to help pay the bills.

Just trying to put some emphasis on positive qualities or actions of your partner. And that's, you know, there's research that Gottman did that said for every one negative interaction you have with a, with another person, you need five positive interactions to offset it.

Wendy McConnell [00:09:21]:
 Wow. That makes you not to want to have any negative interactions at all. Because that sounds like a lot of work.

Abbey Henderson [00:09:25]:
 A lot of work.

And again, it's practice. Like if you get used to just, you know, noticing something that you're grateful for from that your partner did just say it because you might even be thinking it. You're just not actually verbalizing it.

Wendy McConnell [00:09:42]:
 Well, and I think that's a really good point. You know, it's like, we'll tell other people things that we really appreciate about our partners, but how often do we actually tell the partner?

I just had a situation like this. I was like, my husband loves me so much. This is what he did. And then I was like, maybe I should tell my husband that.

Abbey Henderson [00:09:59]:
 Yes, you should.

And I did another gold star for you.

Wendy McConnell [00:10:05]:
 Yay.

Abbey Henderson [00:10:09]:
 The next one is being defensive. So I think everyone kind of knows this one. It's, it's when you get, you feel like you're being attacked, you get defensive and then you turn it around and the other person. So again, the bill paying thing, I could come back with, well, how am I supposed to take care of all these bills when I have to take care of the kids in the house too? If you didn't work so much, this wouldn't be a problem.

Problem. The sort of the antidote or the opposite of that is. Yeah, it's about take responsibility too. So, you know, you're right. I totally, totally forgot to pay that bill.

I'll go do it right now. And you want to know what? I'm going to set up an auto pay. And so, you know, this won't happen again.

Wendy McConnell [00:10:54]:
 This is a harder one problem too.

Yeah, that, that was a, you know, a long term solution.

Abbey Henderson [00:10:59]:
 Yes. I mean, it's even better when there's a, an actual solution to it. But just saying, you know, acknowledging the other person, they are. Right.

Because sometimes we don't like to admit it, but they are.

Wendy McConnell [00:11:10]:
 Yes, yes. And they can go a long way to the person that feels, you know, taking advantage of.

Abbey Henderson [00:11:15]:
 Yeah, absolutely. And you want to know what it actually would encourage them in the future when they're wrong to do the same thing.

So you're sort of modeling the behavior you actually want in the other person. Yeah, I mean, I guess all of these are. Are that way. The antidotes are that way to. To a degree, but especially that one.

Wendy McConnell [00:11:32]:
 Mm.

Abbey Henderson [00:11:33]:
 I think the last one I'm also guilty of. Stonewalling versus self soothing. So stonewalling is when you don't want to deal with it and you walk away and you intend to walk away from the conversation forever, if possible. So, yes, you know, I can't deal with this now.

I'm leaving. I'm going out. And in my head I'm like, I'm never talking about this.

Wendy McConnell [00:11:56]:
 You're just going to pretend like it didn't happen.

Abbey Henderson [00:11:59]:
 Exactly.

Or have this fantasy that it'll just somehow go away, which it almost never does.

Wendy McConnell [00:12:04]:
 Right.

Abbey Henderson [00:12:05]:
 So the thing to do instead of that is to take. Totally cool. To take a break, because we do get flooded with emotions and, you know, our brains can sort of get hijacked with all the chemicals that start surging in the midst of a fight.

But the better way to handle it would be to say, like, I'm overwhelmed right now. I'm not thinking straight. I need to take a break. And we will revisit this tomorrow. Tonight.

There should be some answer to when you're going to revisit it. Not ever.

Wendy McConnell [00:12:38]:
 Yes. That's good advice for sure.

Abbey Henderson [00:12:43]:
 So that's sort of the serious part.

But that. So those are relationship skills that I think apply to probably everyone in every situation. It's just. And they do take practice and, you know, to. To a large degree, that can.

Doesn't need to be a team event. It can be, you know, I mean, it can be better if you're talking about it with your partner, but it's something you can work on yourself if you want to have better relationships.

Wendy McConnell [00:13:09]:
 Gotcha.

Abbey Henderson [00:13:11]:
 So the next thing, if you've sort of made the intention, you're going to get better at your relationship skills. The next thing I would say, unless there's a big decision that you need to make right now.

We sort of touched on it earlier. Make it the conversations fun and informal. And that goes back to the curiosity thing. So ask questions like, what's a early? Or even if you want to get really sort of in the weeds, like, what's your very first memory of money?

Like, what's your first positive memory around money?

Wendy McConnell [00:13:53]:
 Oh, do you remember?

Abbey Henderson [00:13:55]:
 Well, if you want to. I was just Curious. I was trying to think of what my very first memory was.

It's not that early now, luckily, I.

Wendy McConnell [00:14:03]:
 I saw this coming up and I had some time, just a few minutes to think about it. But the first thing I could come up on the positive side. And I don't know if this is positive or not, but I was about five or six. It was a family picnic, barbecue, whatever.

All the cousins were there, a bunch of us kids, and they, they said that we were going to play a game called Quiet Mouse. And then whoever lasted the longest got a dollar. And if you can believe it, I won Quiet Mouse. Wow. I was just kind of like, wow, I got a dollar for just doing something so simple.

Which wasn't really that simple because you know how much I talk.

Abbey Henderson [00:14:40]:
 But it's impressive that you won't. It is. You remember how long you lasted to win. Was this a low bar?

Wendy McConnell [00:14:50]:
 It was painful. It was probably half hour.

Abbey Henderson [00:14:54]:
 I mean, that's, that's significant.

Wendy McConnell [00:14:56]:
 Yes. For a five year old.

Abbey Henderson [00:14:59]:
 Yeah, no, that's, that's, that's pretty significant. I. The first really positive, and I think I might have mentioned this on the podcast at one point, the first really positive memory I have is when I had my first paycheck. I was like, oh, this is like, this is mine. I earned this and I can spend it any way I want.

Wendy McConnell [00:15:21]:
 Yeah, that's right.

Abbey Henderson [00:15:24]:
 Like it wasn't given to me. It wasn't like there were no strings attached.

Wendy McConnell [00:15:29]:
 Very independent.

Abbey Henderson [00:15:31]:
 Yeah, very independent.

Which actually makes me think that maybe not that I have a specific memory, but one of my early negative memories might have been about money having strings attached.

Wendy McConnell [00:15:45]:
 Oh, okay.

Abbey Henderson [00:15:46]:
 Because that, you know, because that other memory was so vivid that clearly that was not a message I had before.

Wendy McConnell [00:15:53]:
 Right. Yeah.

I probably just. It was so stuck in my mind. Money doesn't grow on trees. Money doesn't grow on trees. So it's just, I think I just still to this day think of money with a sense of lack.

Abbey Henderson [00:16:05]:
 Yeah.

Wendy McConnell [00:16:06]:
 Which is, you know, can be a problem.

Abbey Henderson [00:16:10]:
 Well, I mean, so the, the interesting thing about all of these beliefs is there's positive and negatives. So there's ways in which these things have actually served you and then there are ways in which it's held you back. So, you know, double, double edged sword to write.

Wendy McConnell [00:16:27]:
 So what do we do with them? Abbey?

I'm sorry, how long is the podcast?

Abbey Henderson [00:16:34]:
 I know, I know. Well, I mean, we're actually modeling a conversation you could have with your, you know, three dates in.

Wendy McConnell [00:16:42]:
 Yeah.

Abbey Henderson [00:16:43]:
 Potential partner.

Like three Is good. Three. But you're also approaching it just like, so what was growing up like? Like what? What did you learn about?

Like what? Just, you know, sort of keeping it low key. But you actually, if you get curious and ask good questions, then it actually can tell you a lot about sort of where someone's coming from in general, but also sort of around money specifically, which gives you a baseline. It gives, it helps you understand people if issues come up in the future.

Wendy McConnell [00:17:16]:
 Right.

Abbey Henderson [00:17:17]:
 Oh, you wanna know what, Wendy? I understand why you feel this way, because I remember that story you told me where you always learned money doesn't grow on trees. So what you're doing now makes perfect sense.

Wendy McConnell [00:17:30]:
 Oh, I like that. I don't hear that, but I like that.

Abbey Henderson [00:17:36]:
 The other thing you can play with is learning about people's values, which we've talked about this a lot of times on the podcast. And, you know, understanding values can be really useful just to understand someone in general, but also it can be used, you know, as you go forward making decisions. And there's all sorts of ways to sort of play with values. I just did one recently with clients sitting at my conference table, and I gave them both decks of cards that had different values on them. Both partners sat there and sorted their cards into different piles, and we got them down to, like, their top 10 values and had a really fun conversation about, oh, like, you know, that thing you wanted to sign up for, it checks all these boxes.

Like, look, it checks five of your values. Like, that's probably a good use of your money. But also, I think just, I think it's just sort of a. It can be a fun, light thing to do just to learn about people. Another thing you can do is sort of talk about who are the people you admire and why.

So it's a great way to figure out what someone values in someone else.

Wendy McConnell [00:18:44]:
 Yeah.

Abbey Henderson [00:18:45]:
 And then, you know, again, this is probably not like a first date thing, but once you get farther down the road, you know, I think having a shared vision is really helpful too. And I would say look for ways to make this fun. Like, I don't know, do it.

If you love to hike, go, you know, have this be part of your conversation when you're hiking or if you want to go, try a new restaurant, like, just try to make. Keep it fun light. And again, I would just go back to the. Just be curious.

Wendy McConnell [00:19:16]:
 Yeah, I've heard actually people call it, you know, it's a money date.

Let's have our money date. So.

Abbey Henderson [00:19:21]:
 Yep, yep.

Wendy McConnell [00:19:22]:
 And that's the Whole purpose of it. So that's what you're supposed to talk about.

Abbey Henderson [00:19:25]:
 Yeah, as long. As long as in, you know, sort of in the. If we're in the exploration stage, that term doesn't make it feel too serious.

Wendy McConnell [00:19:38]:
 Right, Exactly. So, okay, so what happens if there is conflict?

Abbey Henderson [00:19:44]:
 You know, I. The first thing I always suggest, and this. This is when the money date gets more serious or it's not really feeling like a date anymore. Start with setting some ground rules with how you want to have the conversation. How do you want to show up for it?

Putting this actually out there explicitly means that you can then hold each other accountable.

Wendy McConnell [00:20:07]:
 Okay.

Abbey Henderson [00:20:08]:
 So, like, when I do this with clients, we throw it all up on a whiteboard. So we just brainstorm and throw things up on a whiteboard. And, you know, things that I see pretty often are people want to show up without judgment.

They want to show up honestly, authentically, with an open mind, as teammates. You know, show up with a loving mindset or understanding mindset. So if you get these up on a whiteboard or on a piece of paper, it can be helpful because it keeps it present for you during the conversation. So it also doesn't hurt to, if you've looked at the Gottman Four Horsemen, to refresh your memory on those, because if in the midst of a lot of conflict, those are when the. Those Four Horsemen are going to potentially sneak out despite your best efforts.

Wendy McConnell [00:20:57]:
 Okay.

Abbey Henderson [00:20:57]:
 The next thing I would. I like to recommend is try to, in the conscious leadership group, they call it speak unarguably. So when you're expressing yourself, try to stick to things that are either facts or I statements, which we talked about before. So instead of, like, you spend our money irresponsibly, maybe it would be something like, when I look at our credit card statement, I get worried that we're spending more than we should if we want to take that trip next year.

Wendy McConnell [00:21:36]:
 Yeah. Okay.

Abbey Henderson [00:21:38]:
 And then if you just can't, like, you just have to say it. And it's not a fact, and it's not an I statement. This is a Brene Brown trick.

Start with, the story I tell myself is when I look at the credit card statement, the story I tell myself is that you don't care about us reaching our goal of going on that vacation. So it just takes the edge off of it a little bit. It's a little. It. It's less triggering for the other person to go on the defense.

Wendy McConnell [00:22:13]:
 I don't know. That would make me feel so guilty.

Abbey Henderson [00:22:17]:
 If you're the spender yes.

Wendy McConnell [00:22:20]:
 I'd be like, well, you're right, but I don't know how to say no.

Abbey Henderson [00:22:25]:
 Well, but see, then that's.

That's actually a useful conversation as opposed to you get. Well. Well, you want to. What? That actually, in some ways that.

That sort of points to the fact of the question of what is useful. Because this statistic kind of depresses me a little bit, but I'm going to share it anyway. John Gottman's research found that 69% of problems in a relationship are unsolvable. What? Right.

That's a big percentage.

Wendy McConnell [00:23:02]:
 I'd say so.

Abbey Henderson [00:23:03]:
 That's a big percentage. Sort of what they talk about is, are you staying in dialogue or are you staying in gridlock? What you just talked about is actually staying in dialogue.

Wendy McConnell [00:23:13]:
 Okay.

Abbey Henderson [00:23:14]:
 You know, I said the story I tell myself is you don't care, and then you come back with how you feel, and then it's continuing a conversation about it.

Wendy McConnell [00:23:24]:
 Okay.

Abbey Henderson [00:23:25]:
 Whereas gridlock is the. Like, you don't care about us reaching our goals.

Well, I don't want to change how I'm doing it. And then it's just. That's gridlock.

Wendy McConnell [00:23:35]:
 Yeah, yeah, that's true.

Abbey Henderson [00:23:38]:
 You know, for better or worse, we all have to accept sometimes.

And I. I know I've come across this in lots of relationships. We just have to agree to disagree. And that's hard, especially around money, because money, you know, money feels. Money often feels like a threat to security.

If you actually, any conflict really is. Never. I shouldn't say never. It's rarely about the thing you think it's about.

Wendy McConnell [00:24:03]:
 Right.

Abbey Henderson [00:24:05]:
 So the argument about money probably isn't actually about money per se. It's probably a fear or a threat to either security, belonging, or control.

Wendy McConnell [00:24:19]:
 Yeah.

Abbey Henderson [00:24:20]:
 Sort of boils down to. And those three things are very much intertwined in and of themselves.

Wendy McConnell [00:24:27]:
 Right.

Abbey Henderson [00:24:29]:
 So, you know, and to some degree, those things are issues that we all sort of need to work on on our own, too. Like, they're kind of our own stuff that we need to work on. And then we can bring a better self to a relationship, too.

Wendy McConnell [00:24:45]:
 Yeah, this is all the good stuff if it's done.

Abbey Henderson [00:24:51]:
 And, you know, there are ways to come up with strategies that sort of mitigate the conflict. So sort of going back to that bill that didn't get paid and setting up an autopay or. You know, one thing that I actually see a lot in couples when they're just. They just have very different styles around money, and they're just. When they've Sort of said, all right, we're going to agree to disagree.

Like, one strategy to certainly not solve. But I would say reduce the conflict is when, for example, they agree we're going to put in X dollars a month into our own individual checking accounts, and then that's the money we can each spend however we want. And then it takes, like, you know, it takes the conflict of looking at the joint credit card and being like, you spent what? On what?

Wendy McConnell [00:25:48]:
 Right.

Abbey Henderson [00:25:49]:
 That's just sort of the agreement. Like, you have your little budget to go spend however you wish.

Wendy McConnell [00:25:55]:
 Right. But what if you can't find a solution? What if there's just, like you said to gridlock.

Abbey Henderson [00:26:04]:
 I think we go back to, are you staying in dialogue or are you staying in conflict? And I think it goes back to the Four Horsemen thing. Like, if you're in that gridlock thing and you're both being kind of toxic to each other, you know that. I hate to say it, but that could ultimately be a situation where it's just not in either person's best interest. You're not going to thrive in that relationship.

Wendy McConnell [00:26:32]:
 You have to be open to solutions and communication at the very least, so.

Abbey Henderson [00:26:38]:
 Absolutely. And I think you nailed it on the head. It's. It's communication and.

And also going back to the whole understanding thing. If you understand sort of what happened in someone's life that has brought them to this behavior or belief, it's a little bit easier to. To. I don't want to say look past it, but have some empathy for it.

Wendy McConnell [00:27:04]:
 Right.

Maybe not be so judgmental about it.

Abbey Henderson [00:27:06]:
 Yeah.

Wendy McConnell [00:27:07]:
 Or angry even.

Abbey Henderson [00:27:08]:
 Or angry. Yeah.

Because being angry in a relationship with no end in sight is not really healthy for. For anybody.

Wendy McConnell [00:27:16]:
 No. Not at all. Okay, Abbey, I.

This has been great, but what if people have more questions? They want to delve into it a little bit more. How do they go about getting in touch with you?

Abbey Henderson [00:27:30]:
 So I. This is actually one of my favorite topics to talk to people about.

And Avarice has a couple's coaching program where we actually talk about a lot of the stuff and work on it. So I would love to hear from listeners. And they can reach me by the website www.abaristfinancialgroup.com, email Abbeyristfinancialgroup.com and then all the other typical ways. So Facebook, Instagram, Twitter, LinkedIn, and those are all be linked in the show notes.

Wendy McConnell [00:28:00]:
 All right, sounds good.

Well, thank you so much, and thank you for listening today. Please, like, follow and share this podcast with your friends. Until next time, Wendy. I'm Wendy McConnell.

Voiceover [00:28:12]:
 Thank you for listening to the Wealth Beyond Riches podcast.

Be sure to visit our website at www.aberystfinancialgroup.com and don't forget to click the Follow button to be notified when new episodes become available. The opinions voiced in Wealth Beyond Riches with Abbey Henderson are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine what may be appropriate for you, consult with your attorney, accountant, financial or tax advisor prior to investing. Guests on Wealth Beyond Riches are not affiliated with CWM llc. Investment advisory services offered through CWM llc, an SEC registered investment advisor.